Jurisdiction rules and payment context
This page sets the legal frame for using dear8 in India. The terms here work with your account terms and privacy notice, and they change when local law, state rules or payment rules require it. If a state does not permit access, we do not open
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it there. If a clause here conflicts with local law, the local rule applies first. When your wallet shows UPI, Paytm or PhonePe, those rails are used only where the transfer is allowed and can be verified. We keep a record of consent, access logs and
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transfer checks so we can answer disputes, audit requests and corrections. We do not extend access beyond what the law in your area permits, and any legal notice on this page can be updated when the rule changes.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.